Credit Analyst

Summary

Superstar candidate to help us build an amazing team that work hand in glove with the business as we scale a pace. Candidate will work with various internal and external stakeholders to ensure and maintain high level of credit risk management. Candidate’s main role is to perform credit assessment on financing applications in adhering to the bank’s risk appetite. Candidate needs to be comfortable working in a fast-paced changing environment and able to effectively apply TAAT values within CDX.

Duties and Responsibilities

1. 18. Perform credit assessment on manually approved financing to assess credit worthiness of customer.

1. 18. Ensure complete supporting documents obtained from customer for credit decision making purpose. Document the assessment leading to the approval/rejection of the financing application, including the rational of the approval/rejection.

1. 18. Assist Financing Operations Lead in developing and maintaining internal credit risk policy, strategy and end-to-end credit risk value chain and other infrastructure to ensure effective credit risk management within CDX from the experience gain through the manual credit assessment process.

1. 18. Assist in ensuring timely review of credit/ product programs and monitor underwriting standards to ensure robust credit risk assessment. Able to anticipate impacts of credit decisions in risk appetite.

1. 18. Assist business unit goals through continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels.

1. 18. Maintain solid understanding of Bank Islam’s products and services – within CDX and the broader organization.

1. 18. Ensure on-going compliance with internal policies and regulatory requirements.

1. 18. Facilitate preparation of reports to communicate the level of compliance within CDX
   19. Provide assistance to internal and external auditor/compliance team as well as Regulators on credit risk related matters