Director, Strategy and Finance, Group Retail Banking

Job Duties & Responsibilities

• Lead the overall strategic direction for the Strategy & Finance division, aligning with the Group Retail Banking objectives.
• Overseeing the financial management of Group Retail Banking, encompassing areas such as Retail Assets, Wealth Management, SME Banking, Deposits & Cards, and Retail Banking Distribution.
• Conducting monthly business performance reviews to analyze financial results, identify key risks and opportunities, and guide strategic discussions aimed at enhancing momentum and meeting KPI targets.
• Managing the balance sheet to ensure compliance with regulatory requirements and maintaining appropriate liquidity and capital ratios to support business needs.
• Driving effective cost control through close expense monitoring and optimization of resource allocation.
• Leading the development of a return-oriented five-year corporate plan, along with regular rolling forecasts to align with strategic objectives.
• Evaluating the viability of new business initiatives and actively tracking the progress of execution plans.
• Oversee the development and execution of business strategies, ensuring alignment with corporate goals.
• Provide strategic insights and recommendations to senior leadership for business growth and operational efficiency.
• Develop and implement a strategic business roadmap aligned with the Bank’s objectives, ensuring timely execution and systematic monitoring to drive business growth.
• Identify performance and process gaps; conduct reviews and propose actionable strategies based on analytical findings.
• Collaborate with stakeholders to ensure timely achievement of project milestones and divisional goals as outlined in the Business Plan, within the approved budget.
• Support the Group Chief Business Officer - Retail in planning and reviewing divisional Key Performance Indicators (KPIs), while enhancing operational efficiency, productivity, and profitability.
• Lead the Business Analytics function to generate insights that inform customer-centric strategies and holistic business decisions. 

Job Requirements

Education & Experience

• Bachelor's degree in Accounting, Finance or a related field (Obtained ACCA and/or CFA is an added value).
• Significant senior-level experience (typically 15+ years) in strategy, finance, or business planning—preferably within the banking or financial services sector.
• Proven track record in leading strategic planning and execution in a large institutions.

Strategic & Analytical Skills

• Strong strategic thinking and business acumen.
• Ability to develop and implement long-term strategic roadmaps aligned with the Bank's goals.
• Expertise in identifying performance/process gaps and developing actionable strategies based on data and analysis.
• Experience using business analytics to drive customer-centric decisions.

Leadership & Management

• Demonstrated leadership in managing cross-functional teams or divisions.
• Experience overseeing the development and execution of business strategies.
• Ability to influence and collaborate with senior leadership and stakeholders.
• Strong organizational and project management skills to drive timely execution of strategic initiatives.

Financial & Operational Competence

• Solid understanding of financial planning, budgeting, and performance management.
• Ability to support the planning and review of KPIs to enhance productivity, efficiency, and profitability.
• Experience in aligning strategy and finance functions with corporate objectives.

Communication & Stakeholder Engagement

• Excellent communication and interpersonal skills.
• Ability to present strategic insights and recommendations clearly to senior leadership.
• Strong stakeholder management skills to ensure alignment and timely achievement of business goals.