Manager, Credit Assessment & Review
Summary
Responsible for assisting, vetting and evaluating the Credit Proposal inclusive of financial information and determining the risk on all financing applications received from Sales & Marketing Team and reviewing of applicable existing accounts with aspiration to support the growth of SME Division’s Asset Portfolio i.e. Growth/Delinquency and Generate Revenue / Income in line with the KPI through prudent and timely analysis of the credit application.
Duties and Responsibilities
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To assist in managing the process, evaluation and completion of the Credit Proposal within the unit
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To perform vetting and evaluate the Credit Proposal received within the unit
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To assist in the mitigation of the issue as highlighted / concerned / raised by Credit Management Division
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To present and to seek approval from the respective Financing Committee
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To perform vetting, verify and sign-off the Guarantee Notification Request for submission to SJPP for guarantee coverage on the approved credit application
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To perform vetting and verify the Letter of Offer for issuance to Sales & Marketing Team
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To assist in any communication with Sales & Marketing Team and ensure all the documents required are properly submitted
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To ensure that submission received from Sales & Marketing Team are within the accepted risk appetite in an effort to secure quality customers
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To ensure that all processes and terms are duly complied within the standard turnaround time (TAT)
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To ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements
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To ensure and maintain proper tools for easy tracking of application statuses and timeline
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To deal with various units within the division or various division at HQ to assist in providing support to solve issues (as and when required)
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Any other duties / assignments / responsibilities as and when directed / assigned by the superior as per business requirement from time to time.