Manager

Req ID: 7166

Job Description:

Performed sampling activities on approved (i.e. New, Review, Reschedule & Restructuring) Corporate, Commercial, SME and consumer accounts based on CPA sampling methodologies.
Conduct independent post credit reviews on Corporate, Commercial, SME and consumer business units that cover the following:
- Provide in depth assessment on credit evaluation to ascertain the quality, credit risks compliance with internal policies, lending guidelines and statutory/regulatory requirements.
- Review sufficiency of information provided by business units for decision making.
- Review that all relevant credit risks are covered and in line with the Bank’s risk appetite, Credit Guidelines and Financing Process are followed with any exception/deviation properly documented and approved at the appropriate level.
- Liaise with relevant department/division (i.e. Shariah Advisory, PMD, FD etc.) prior to issuance of queries to respective Business Unit that consist of department / division (Business Units/CMD/Corporate Recovery/CAD and etc.).
- Issue queries to the relevant Business Unit and evaluate the reasonableness of their response.
- Liaise with the relevant department/division and propose corrective action plan when necessary for improvements on internal controls.
- Follow up on outstanding issues with a view to resolving them until closure.
- The reviewer is to consolidate all valid findings raised together with replies from the respective party(ies) for preparation and report submission to BRC.

Obtain adequate supporting document / evidence. Supporting document / evidence must be sufficient, reliable, relevant and useful to the review.
Document the observations, either through findings or improvement recommendations, and obtain management comments, if necessary.
Discussed with HOD and obtain direction on each team’s findings prior to the exit meeting.
Plan and participate in the discussion of exit meetings.
Ensure proper and adequate working papers are kept once review is completed for filing purposes.
Finalized and follow up on all observations. Ensure material deficiencies are followed up until resolved.
Prepare a comprehensive Credit Post Approval Review Report.
Ensure professionalism, objectivity, integrity and ethics are maintained at all times.
Attend internal/ external training as volunteered or nominated by the HOD.
Ensure adherence and compliance with all internal policies/guidelines and external regulatory requirements.
On an ad-hoc or invitation basis, CPA will conduct independent assessment on credit related matters in respect of new products / services / process and its changes. Any risk / issues identified will be communicated to BU/SU and respective stakeholders for acknowledgement and appropriate action.
To conduct carry out any duty or ad-hoc assignment assigned by HOD.