Senior Associate, Business Performance & Division Support, Performance Management Office

Duties and Responsibilities

1. Business Performance

Budget Management

• Prepare divisional budget on timely basis for overall Deposit & Investment, Budget By Segments i.e. Individual and Non Individual, SME & Non-SME and by Line of Business (LOB).
• Ensure that Key Risk Ratio for Budget in line with the Bank’s direction.
• Prepare revised divisional budget on timely basis i.e. Forecast & Projection for overall Deposit & Investment, Budget By Segments i.e. Individual and Non Individual, SME & Non-SME and by Line of Business (LOB).
• Prepare budget for Expenses for the division i..e Budget & Forecast.
• Prepared budget for fee based income for the division.
• Oversee and manage the actual performance against budget/ forecast/ projection and prepare justfication on any gap variance especially for areas of unsatisfactory performance.
• Prepare the ROIs for  Business Proposal Initiative (BP) under budget proposal and planning.
• Prepare the ROIs for business cases  i.e. Business Retail, Business Corporate, SME, Retail Digital Business and Product in order to ensure the project/ business cases are in line with approved Budget.
• Discuss with Finance on the ROI prior submission to Management Committee.
• Support the Budget coordination exercise and act as key contact team for the Budget/ Forecast exercise for the division.
• Liaise with reporting departments to prepare relevant reports to assist for divisional monitoring.
• Coordinate with various parties in finalizing budget/ forecast and projection.
• Monitoring of PATD, NIM and FTP.
• Coordinate with Finance, Business Teams and Liquidity Management officer/team to respond on any query from regulator division on funding plan projection for deposit and strategy to achieve budget/forecast & projection.

Management Reporting

• Liase with reporting and analytics departments to provide financial data in management reporting.
• Prepare management report for divisional performance for various Management Committee i.e. GMEC, ALCO, BSSC (if any) and BRC (if any) and for Group Chief Business Officers.
• Monitor divisional project/ initiatives on periodic basis.

Deposit Analytics

• Work with business analytic team in analyzing data related to deposit & investment of the division.
• Provide business/ deposit insight from the input provided by business analytic team.
• Involve in discussion/ meeting related to data analytic and data information for deposit & investment.

Liquidity Management

• Involve in Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) working group discussion .
• Assist the division & sales team to understand BNM - LCR & NSFR or any BNM policy/ guideline related to liquidity matters.
• Work together with Finance, Treasury and Risk Management on liquidity management matters.
• Involves in Contingency Funding Plan (CFP) for the Bank.
• Monitor Key Risk Liquidity Indicators related to DC.
• Ensure the division to comply with Liquidity Crisis Management Policy (LCMP).
• Review policies and methodology particularly in liquidity risk.
• Assist the division in preparing proposal/ feedback related to Asset Liability Management Committee (ALCO) report/ matters arising.
• Involve in system testing related to liquidity risk reporting (case to case basis).
• Involve in Regulatory Risk Assessment Form (RRAF) and prepare gap analysis studies on the relevant document issues by Bank Negara Malaysia.
• Involve in divisional capital monitoring i.e. divisional investment portfolio.
• Assist for proposal to be submitted to ALCO & Board Risk Committee (BRC).
• Monitoring Market Risk Non-Traded Management Action Triggers (MAT) to manage liquidity risk.
• Assist Finance in monitoring divisional transactions in line with BNM requirement i.e. depositors rate.
• Assist any query from regulator division on funding plan projection for deposit and strategy to achieve budget/forecast & projection.

2. Division Support

• Coordinate the working group for Divisional Business Plan (BP) and prepare submission of BP for the division.
• Develop strategies for the division together with Strategy & Centralized Services (SCS), Group Chief Business Officer's Office – Retail.
• Work together with SCS team and GIB (Financial Team) for divisional performance update.
• Review and Update the Organization Chart for the division.
• Prepare the divisional KPI and KPI monitoring.
• Any other duties/assignment as and when directed/assigned by the superior as per business requirement from time to time.
• Ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.

Job Requirements

• Degree in Finance/ BBA/ Business related.
• Minimum of 6 years working experiences.
• Microsoft Office Software.
• Statistical and quantitative analysis.
• Communication and presentation skills.
• Problem solving and critical thinking.
• Data Visualization Tools i.e. Tableau Dashboard (Value added skill).
• Statistical analysis software (Value added skill).
• Business Intelligence (B)) Tool i.e. Microsoft Power BI.
• Ability to work under pressure involves dealing with constraints/ emergencies/ ad hoc deadlines.