Senior Manager, Credit Assessment & Review, SME Banking Division

Req ID: 5693

Job Description:

Responsibilities

1. Credit Evaluation of New and Enhancement Applications

To evaluate the “Credit Proposal” and to seek approval from the respective Financing Committees.
To authorize application for SJPP guarantee coverage for credit approved.
To verify and signoff on the Letter of Offer (LO).

To ensure that the prospects are within the accepted risk apetite in an effort to secure quality customers.
To ensure that all processes and terms are duly complied within the standard turnaround time (TAT).
To ensure the concluded deals remain performing and generate the expected returns.
To ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.
To maintain proper tools for easy tracking of application statuses and timeline.

2. Review, Reschedule & Restructure (R&R) of Accounts

To evaluate annual review of the customers’ facility for those account under FCB / FCB authority to seek approval from the respective Financing Committees.
To evaluate any request for R&R for existing accounts.
To ensure that all accounts under the portfolio are reviewed on time and the status of the business are properly updated.
To monitor for extension of review when necessary.
To ensure the work-out plan on R&R cases workable to customers and protecting the Bank interest in term of asset quality
To liaise with respective SMT on timely submission of documents from customers for review and R&R cases.
To maintain a proper tools to track, monitor and ensure timely review is conducted.

3. Any other duties/assignments/responsibilities as and when directed/assigned by the superior as per business requirement from time to time.