Senior Manager

Req ID:  7769
Job Description: 

1. Job Purpose

The Head of Trade (Islamic Banking) oversees the bank’s Shariah‑compliant Trade Finance business, covering Trade Operations, Trade Product Management, and Digital Transformation of trade services. The role ensures operational excellence, Shariah compliance, product innovation, and digitalisation of core processes.

This leadership position drives business growth, technology adoption, process automation, and continuous improvement aligned with Shariah Governance Framework (SGF) and regulatory expectations.

 

A. Strategic Leadership

  • Set and execute the bank’s strategic roadmap for Islamic Trade Finance, including operations, product development, and end‑to‑end digitalisation.
  • Drive growth through innovation in Shariah‑compliant solutions such as: 
    • LC‑i (Murabahah/Wakalah structures)
    • Kafalah / Performance Guarantees
    • Islamic Supply Chain Financing
    • Digital Trade Platforms (e.g., e-BG-i, e-LC-i)
  • Identify industry trends in digital trade, blockchain/DLT platforms, and regulatory initiatives such as National Single Window and Trade Digitalisation programmes

 

B. Trade Operations Management

  • Oversee all Islamic trade operational activities:
  • Ensure operational compliance with:
    • Shariah Governance Framework (SGF)
    • BNM Islamic Banking guidelines
    • Other rules adapted for Islamic trade 
  • Improve accuracy, controls, turnaround times, and customer experience.
  • Implement risk and control frameworks to prevent Shariah non-compliance (SNC) and TBML risks.

 

C. Islamic Trade Product Management

  • Lead development, enhancement, and life-cycle management of Islamic trade products.
  • Structure Shariah‑compliant trade propositions and prepare product papers for Shariah Committee endorsement.
  • Conduct product profitability reviews and enhance pricing/fee structures.
  • Partner with Client Solutions and Financing Solutions to deliver customised trade solutions.

 

D. Digital Transformation Leadership 

Responsible for leading the end-to-end digital transformation of the Trade Finance function, including:

1. Digital Strategy & Roadmap

2. Trade System Enhancements & Innovation

3. Process Automation & Efficiency

4. Customer Digital Experience

5. Digital Risk & Compliance

 


E. Governance, Compliance & Shariah Risk Management

  • Ensure strict adherence to BNM regulations, SGF standards, and internal policies.
  • Lead Shariah reviews, audits, and governance documentation.
  • Manage AML/CFT, sanctions screening, and TBML controls across digital and manual channels.
  • Maintain robust product and operational governance.

F. People Leadership

  • Lead, motivate, and develop specialists across Trade Operations, Product, and Digital Transformation.
  • Build capabilities in Islamic trade, digital trade ecosystems, and process automation.
  • Drive a high-performance, innovation-driven culture.